In the course of a User / Subscriber using the Website/Application www.Kredibeast.com ("Website/Application") and the Kredi Beast Mobile Application ("App") or availing the Services and Facilities hereunder, Kredi Beast Private Limited ("Company") may become privy to the personal information of the user / subscribers, including information that is of a confidential nature.

This Policy ("Privacy Policy") is an integral part of the Terms of Use as mentioned on the Website/Application and App. This Privacy Policy is incorporated into the Terms of Use by reference. The words "You" "Your" "User" and "Subscriber" in this Privacy Policy will have the same contextual meaning unless defined otherwise.

We value the trust you place in us that's why we insist upon the highest standards for secure communication and customer information privacy. Please read the following statement to learn about our information gathering and dissemination practices. The Privacy Policy specified herein is subject to change at any time without notice. To make sure you are aware of any changes, please review this policy periodically.

By visiting the Website/Application and / or App and / or using the Services you agree to be bound by the terms and conditions of this Privacy Policy. If you do not agree please do not use or access Kredi Beast Website/Application and / or Kredi Beast App.

By mere use of the Website/Application/App, you expressly consent to our use and disclosure of your personal and non-personal information in accordance with this Privacy Policy. This Privacy Policy is incorporated into and subject to the Terms of Use.

The Company has taken all reasonable measures to protect the confidentiality of the personal information and its transmission through the internet and it shall not be held liable for disclosure of the confidential information when in accordance with this Privacy Policy or in terms of the agreements, if any, with the user / subscribers. To preserve the confidentiality of all information you provide to us, the Company maintains the privacy principles mentioned hereinafter:

The Company has policies and procedures concerning the collection, storage use and security of your information that will help protect your privacy. This Policy endeavors to help us serve you while maintaining strict privacy and security standards.

1. Nature of Information

1.1. Personal Information

Personal Information is information collected that can be used to uniquely identify or contact you. Personal Information for the purposes of this Privacy Policy shall include, but not be limited to:

• Your address
• Your contact number
• Your e-mail address or other contact information
• Your date of birth
• Your gender
• Your financial records
• Information regarding your transactions on the Website/Application/App (including transaction history)
• Your financial information such as bank account information or credit card or debit card or other payment instrument details
• Internet Protocol address
• Any other items of "sensitive personal data or information" as such term is defined under the Information Technology (Reasonable Security Practices And Procedures And Sensitive Personal Data Of Information) Rules, 2011 enacted under the Information Technology Act, 2000
• Identification code of your communication device which you use to access the Website/Application/App or otherwise deal with any Company entity
• Any other Information that you provide during your registration process, if any, on the Website/Application/App

1.2. Non-Personal Information

The Company may also collect information other than Personal Information from user(s)/subscriber(s) through the Website/Application/App when the user/subscriber visits and/or uses the Website/Application/App. Such information may be stored in server logs. This Non-Personal Information would not assist the Company to identify you personally.

• Web server cookie stored on your hard drive
• An IP address, assigned to the computer which you use
• The domain server through which you access our service
• The type of computer you're using
• The type of web browser you're using

1.3. Surveys

The Company may email you or post various surveys on Kredi Beast Website/Application and/or Kredi Beast App. The surveys may request for your demographic information (age, gender, and familiarity with Kredi Beast Website/Application and/or Kredi Beast App, your interests, content, products and services) and your feedback on services.

1.4. Customer Service Communications Information

The Company may collect personal Information, non-personal or other Information when you post or submit comments, questions, complaints, or suggestions regarding services.

1.5. Other Information

The Company also collects information regarding your usage of Kredi Beast Website/Application and/or Kredi Beast App and services ("Other Information"). Other Information includes, but is not limited to:

• Pattern of use of Kredi Beast Website/Application and/or Kredi Beast App by you
• Pages visited
• Posts/comments made on any page of Kredi Beast Website/Application and/or Kredi Beast App

2. Mode of Collection of Information

• When you use Kredi Beast Website/Application and/or Kredi Beast App, we collect and store your information which is provided by you from time to time.
• We may collect your non-personal Information just by you browsing our Website/Application/App.
• We use data collection devices such as "cookies" on certain pages of the Website/Application/App.
• If you choose to use our services, we may collect information about your behavior pertaining to usage of services.
• If you transact with us, we may collect some additional information, such as billing details.
• If you choose to post messages, we will collect that information to resolve disputes and provide customer support.

3. Use of Information

• The Company undertakes not to disclose collected Information to any third party without your consent except in accordance with this Privacy Policy.
• The Company uses personal information to provide services, resolve disputes, detect fraud, and improve services.

4. Cookies and Tracking Technology

• A "cookie" is a small piece of information stored by a web server on a web browser.

5. Links to other Website/Applications

• The Kredi Beast Website/Application and/or Kredi Beast App may carry links to other Website/Applications.

6. Data Security

• The Kredi Beast Website/Application and/or Kredi Beast App have stringent security measures in place.

7. Obligations of visitors/customers/users

• Users are required to maintain privacy of Information.

8. Disclaimer as to Loss

• The Company assumes no liability for unauthorized access of Information by Hackers.

9. Sale, Merger of the Company

• Information collected by the Company is considered to be a trade secret.

10. Your Consent

• By using Kredi Beast Website/Application and/or Kredi Beast App, you consent to this Privacy Policy.

11. Changes to this Policy

• The Company reserves the right to amend this Policy from time to time.

12. Grievance

In case of any grievance, contact us from Mon to Sat (10:00 to 7:00) at the provided coordinates.